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Book a meeting with Toni Brown

Toni Brown brings 20 years of industry experience and a deep commitment to simplifying the Medicare process for clients. Her passion lies in helping individuals cut through complexity and find coverage that supports both their budget and health.

Born in Tacoma and raised on the Kitsap Peninsula, Toni has lived throughout Washington State and is thrilled to now be based in Olympia. Her experience living in Arizona and traveling full-time in an RV while working in Medicare sales has given her broad insight into the needs of older adults across the country.

Toni holds a Master's degree in Sociology of Aging and Demography, offering a valuable perspective on healthcare and aging. She's excited to support credit union members through a client-first approach that aligns with community-driven values.

A proud WSU Cougar, Toni enjoys outdoor adventures with her husband, volunteering locally, and spending time with her grown children—both UW alumni.

What clients have to say about working with Toni

4/22/2026
Knowledgeable and was able to guide me through my limited knowledge to a clear understanding of my choices, actions, and timing.

Pat S.

4/21/2026
Toni made everything seem much more simple and helped me understand the very basics of Medicare!

Deitra G.

4/21/2026
Very engaging, very interesting and informative. Noticed one (very good) thing about my position which I had not been aware of.

John S.

4/17/2026
Amazing! Toni was so nice and explained everything so well!

Linda H.

See All Reviews

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All Reviews

4.9 out of 5 · 79 reviews
4/22/2026
Knowledgeable and was able to guide me through my limited knowledge to a clear understanding of my choices, actions, and timing.

Pat S.

4/21/2026
Toni made everything seem much more simple and helped me understand the very basics of Medicare!

Deitra G.

4/21/2026
Very engaging, very interesting and informative. Noticed one (very good) thing about my position which I had not been aware of.

John S.

4/17/2026
Amazing! Toni was so nice and explained everything so well!

Linda H.

4/13/2026
Helpful that she knew what I was talking about, but there was lots of information, so I couldn't process it all at the time, no fault on her side. She was very personable. I felt relaxed and heard.

Anonymous

4/13/2026
So much better to meet in person and have back and forth with questions. I would not move this to zoom or an AI bot that can't understand or clarify a question.

Russell M.

3/27/2026
Toni was extremely knowledgeable and explained all options for my consideration

Dan F.

3/8/2026
Toni provided me w the information and answers I needed to move forward. She is a pleasure to work with.

Mary R.

3/1/2026
I should have come in for my 2nd appointment sooner! But since l was down to the wire for my current insurance running out, Toni helped me understand that l could take a quick option right now and then switch to a more desirable option with her assistance within the 6-mo allowable window. I am relieved and look forward to my next meeting! Toni really listens, is super knowledgeable, and l feel assured that she is working in my best interests. I really appreciate this service!

Allison Z.

2/28/2026
She was very helpful so far and returned my calls right away

KayC M.

2/26/2026
Toni Brown was very helpful and informative for us. She was well organized and communicated clearly with us. She is a real talent!

Danny W.

2/14/2026
It was helpful. What to at this time and what to do after I decide to retire

Anonymous

1/24/2026
Toni was easy to talk with and shared a wealth of information that will help us transition to the next stage of our lives.

Anonymous

1/14/2026
Toni's knowledge, we could not have done this on our own.

Anonymous

12/28/2025
She was quite helpful. Toni was very knowledgeable and patient and she was able to address my specific issues in a way that helps me to be confident in my choices.

Anonymous

12/15/2025
Very informative

Dorissa M.

12/14/2025
Understanding the actual drug costs for the coming year.

Anonymous

12/12/2025
Excellent information. Very patient with questions. Truly a nice person to work with.

Catherine U.

12/10/2025
Toni understands the system and choices.

Anonymous

12/10/2025
Cheaper premiums for the same medical coverage on PlanG. Cheaper premiums for Prescriptions

Anonymous

12/9/2025
Toni was kind, clear, helpful, and listened to my needs. She was lovely to "be with" - all in a very reasonable amount of time.

Anonymous

12/9/2025
He was easy to talk to and had good options to talk about

Anonymous

12/9/2025
She had the information right at her fingertips.

Linda J.

12/6/2025
Very satisfied. Toni helped me compare United Healthcare to other plans.

Anonymous

12/6/2025
The insurance agent was very pleasant, knowledgeable, and experienced. After speaking with her, I stopped worrying that I might have chosen an inappropriate and unnecessarily expensive insurance plan for me. In fact, she reassured me that my plan was excellent and I shouldn't make any changes.

Anonymous

12/5/2025
Friendly. Knowledgeable.

Steve V.

12/4/2025
Toni was kind, helpful and happy. She gave me information I didn't know, which saved me a lot of research time. Then she signed me up for my insurance of choice and I was done in 45 minutes! It is a great service!

Lynn D.

12/4/2025
Toni was prepared with our different opinions and explained them so we could understand them. She was knowledgeable about each plan and could answer all the questions we had and easily brought up options to our concerns. We enjoyed meeting and working with her.

Anonymous

12/3/2025
She was knowledgeable, friendly, and understanding.

pat l.

12/1/2025
She was awesome very thorough and excellent customer service!

Joyce P.

11/29/2025
Toni was knowledgeable and friendly. A very good experience.

Debbie B.

11/27/2025
The candor and advice provided by Toni.

J H.

11/27/2025
She was very easy to talk with, helpful and informative.

MARK H.

11/25/2025
Toni is clearly knowledgeable about the various Medicare options and she helped us determine the best plans for myself and my spouse. I'd definitely recommend her to anyone looking for help with open enrollment this year.

Lanita G.

11/25/2025
Toni was very helpful and very informative about the different insurance plans.

Anonymous

11/25/2025
Toni helped me see what was working and what might help in terms of a drug plan. We will get to look at the drug plan in more detail in our planned followup meeting. I am looking forward to working with her.

Marlene I.

11/24/2025
The agent was very knowledgeable and explained everything thoroughly.

Anonymous

11/24/2025
She was very knowledgeable

James T.

11/24/2025
Toni and I had a deep dive conversation and she confirmed my choice on a plan to switch to . She ask gave me additional information to answer my questions, was easy to talk with, very positive and supportive

Anonymous

11/23/2025
Toni was patient, well- informed and honest with me. She went the extra mile to help me and she is a typical WSECU employee: polite and pleasant. I love this credit union and this service!

Linda M.

11/23/2025
Toni Brown was extremely knowledgeable and always pleasant. We do feel good about our insurance choice. The person who hired her should do all of your hiring.

Frank and Toni S.

11/22/2025
She helped confirm that my health care insurance choices were appropriate and workable for my situation.

Kevin A.

11/22/2025
Toni was an excellent agent. She was very knowledgeable and personable. I highly recommend her.

Noel H.

11/22/2025
I like the meeting because it was short to the point, and even though I did not get the information I was hoping for I did get pointed in the right direction so I could research and find what I needed to for a decision to be made.

Steve H.

11/21/2025
Toni is delightful. She’s knowledgeable, professional, patient and kind. She listened to my concerns. I feel confident that I have chosen the best healthcare package I can afford. Thank you for providing this very valuable service.

Pamela W.

11/21/2025
Toni Brown was very helpful. She layed out three options she felt were superior to Kaiser, without being forceful. I have since heard some negative comments about UnitedHealthcare; high rate of denial of claims. I am hoping that the fact it will be tied to ProviderOne will protect me.

Letha W.

11/20/2025
Very personable, experienced agent. I felt confident that she was working in best interest of client. All questions were answered or researched.

Anonymous

11/20/2025
Very good experience…she answered all questions and concerns

Anonymous

11/20/2025
GOOD -VERY PROFESSIONAL AND FRIENDLY

Tim D.

11/20/2025
Toni was personable, knowledgeable and made suggestions for consideration.

Jessie G.

11/19/2025
Apprehensive / skeptical at first; am grateful for the help I received from Toni Brown, she was verrrrry helpful and I appreciate all that she did for me in selecting much better coverage than expected.

Anonymous

11/19/2025
Toni Brown was very knowledgeable, friendly and helpful. I am glad I responded to WSECU's email for help with supplemental insurance. Thank you for the service.

Cheryl W.

11/19/2025
She listened to my situation and explained her own perspective on choices.

Anonymous

11/18/2025
I thought that my Medicare choices were good, but I was glad to have an insurance agent look at them.

Anonymous

11/16/2025
The meeting covered all I wanted to know. Toni was personable and efficient. It reinforced what I had been doing. I'm glad she will continue to be available through WSECU.

Anonymous

11/15/2025
Very pleasant and knowledgeable.

Pat C.

11/14/2025
Toni seemed to understand my position and provided me a plan. It was very helpful.

David K.

11/14/2025
From the first moment we met, Toni made me feel welcome and comfortable. I was nervous because I have had no experience discussing or choosing an insurance plan. My husband always managed that for us. He died last year so this was all very new to me. Toni was compassionate and walked me through the whole process.

Anonymous

11/8/2025
She was very pleasant and patient. She knew about a health insurance that i knew nothing about.

Anonymous

11/8/2025
She's wonderful and knowledgeable person to talk to.

Noel A.

11/3/2025
Toni explained our options and helped us make a confident decision as to which plan to choose.

Anonymous

11/2/2025
Toni is very knowledgeable, great listener, compassionate. Wish I would have found her when I first started Medicare.

Randal S.

11/1/2025
Convenient. Agent well-informed and unbiased.

susan J.

10/31/2025
Very helpful. I couldn’t have asked for a better person to work with. Very grateful.

Lynetta W.

10/30/2025
Very personable and informative. Got the information that I needed.

Ed H.

10/30/2025
The system is complicated and not transparent, so having someone experienced to guide us was reassuring. However, we won't know if we made the right choice until we start using the coverage.

Anonymous

10/30/2025
Toni was very reassuring about the quality of my current health plan.

Cindi B.

10/29/2025
Easy to work with, very informed

prefer not to N.

10/27/2025
Toni Brown has an excellent understanding of the insurance world, I benefitted from our meeting.

Anonymous

10/27/2025
Sharing the different options in a side by side format for review.

Michael M.

10/26/2025
Ms. Brown was gracious, knowledgeable about Medicare and health insurance choices. Very good information.

Katrina Wynkoop S.

10/25/2025
The agent was very knowledgeable about Medicare premiums and options.

Pat L.

10/23/2025
It was pleasant, reassuring, refreshing!!! The ability to compare plans!

Raymond M.

10/23/2025
It was informative and also enjoyable. I was amazed that he had at his fingertips all the plans available to me in my county, and that he was able to sort them by cost to me.

Marie G.

10/23/2025
Friendly, informative and efficient.

Terry R.

10/23/2025
She is fantastic. We enjoyed talking to her and am confident we’ll make the right choice for us

Nick H.

10/21/2025
Very professional but with a personal touch. It gave me confidence in my choices that I have made regarding my Medicare choices.

Roger B.

10/20/2025
She was knowledgeable, helpful, and has a very positive attitude.

Patrick Y.

10/20/2025
Toni was personable and took time to understand what I was looking for in coverage. I appreciated that she gave a heads up when we had 10 mins left.

Eilene H.